Personal Loans

Consumer Loans

Lines of Credit:

Now you can enjoy quick, convenient access to the funds you need. Bank of Santa Clarita offers the flexibility of a generous, revolving line of credit of up to $25,000.

Secured Personal Loans:

Our Secured Personal Loans allow you to use your savings accounts or Certificates of Deposit to secure a personal loan. You can borrow up to 100% of your deposit account balance.

Unsecured Personal Loan:

Our Unsecured Personal Loans are fixed-rate installment loans for individuals who have good credit ratings and need immediate funds.

Construction Financing:

Building your own custom home can be an exciting and enjoyable process. We can help you with many aspects of the project. Some of the features of our program include:

  • Progress Inspections. We utilize an inspector experienced in residential construction to determine the progress of the construction. These inspections help us to make decisions about disbursing funds.
  • Voucher Payment Process. Our Voucher Payment system provides for direct payment to subcontractors and suppliers.
  • Fund Control. Fund Control Services are available and/or required in some areas.
  • Periodic reporting to general contractors and borrowers provides details of the loan disbursements that can be used to reconcile to your records.
  • Year-end reporting is also provided on transactions requiring 1099 reporting.
  • Interest Reserve may be added to your loan, which will typically cover the interest payments during construction.