Personal Loans

Consumer Loans

Lines of Credit:

Now you can enjoy quick, convenient access to the funds you need. Bank of Santa Clarita offers the flexibility of a generous, revolving line of credit of up to $25,000.

Secured Personal Loans:

Our Secured Personal Loans allow you to use your savings accounts or Certificates of Deposit to secure a personal loan. You can borrow up to 100% of your deposit account balance.

Unsecured Personal Loan:

Our Unsecured Personal Loans are fixed-rate installment loans for individuals who have good credit ratings and need immediate funds.

Construction Financing:

Building your own custom home can be an exciting and enjoyable process. We can help you with many aspects of the project. Some of the features of our program include:

  • Progress Inspections. We utilize an inspector experienced in residential construction to determine the progress of the construction. These inspections help us to make decisions about disbursing funds.
  • Voucher Payment Process. Our Voucher Payment system provides for direct payment to subcontractors and suppliers.
  • Fund Control. Fund Control Services are available and/or required in some areas.
  • Periodic reporting to general contractors and borrowers provides details of the loan disbursements that can be used to reconcile to your records.
  • Year-end reporting is also provided on transactions requiring 1099 reporting.
  • Interest Reserve may be added to your loan, which will typically cover the interest payments during construction.

Car Loans

Auto Loans are one of our specialties. Choose from our flexible terms ranging from 36 to 72 months and competitive rates whether you are buying a new or used vehicle. Auto loans are available only to California residents for autos domiciled in California.